The world continues to go digital in a fast pace, and the financial industry is not left out.

Some time ago, individuals found it difficult to invest and transact in the global market, largely due to the issue of payments caused by different currencies. Take my friend Zurum, for example, an e-commerce entrepreneur who struggled to purchase design tools on foreign websites for her dropshipping business at a point. Despite having a local card, it gets declined each time due to international transaction restrictions. Too awful! Zurum became frustrated and nearly gave up on her business until she discovered virtual cards.

You may have encountered similar difficulties while attempting to conduct cross-border transactions or receive foreign currency from friends and family. Good news: there is a solution!

You may be wondering, “What's all the fuss about? What exactly are virtual cards?” Don’t worry, this article is for you. By the end of this article, you will learn what virtual cards are and the benefits they offer, especially if you've been in a similar situation as Zurum.

Let's go!

What is a virtual card?

A virtual card is a digital version of either traditional debit or credit cards for making online purchases. A virtual card is not different from a virtual dollar card. The latter is a digital card (mostly debit type) denominated in US dollars, a primary reserve currency, and is used for the same purpose of facilitating seamless transactions across borders.

These (virtual) cards exist only in digital form and are often prepaid, meaning that you will fund them in dollars before using them.

A virtual card is given a unique 16-digit card number, card verification value (CVV) or card verification code (CVC), and expiration date similar to a traditional physical credit or debit card. These cards are typically issued by banks, financial institutions, or payment service providers like Puplar and arе linkеd to an actual account or paymеnt source. The good part? It is handy, secure, and easy to generate.

Why should you use a virtual dollar card

Seamless Global Transactions

Virtual dollar cards allow users to shop on international websites easily. They eliminate the common problems of local card restrictions and currency conversion issues. For someone like Zurum, a virtual dollar card was all she would ever need. With just a few clicks, she could purchase her design tools without any stress.

More so, virtual dollar cards may positively affect the number of freelancers who reject international gigs due to local card restrictions.

Enhanced Security

While it is important to keep bank account information safe and out of reach of anyone other than yourself, virtual cards, to a large extent, unlike physical cards, are not prone to theft, cloning, or fraud. Hence, by maximising advanced features such as a temporary card number, the ability to fund cards before time and preset spending limits, the choice to instantly deactivate a card if details are compromised, and the option to have many cards for different merchants, users can transact securely and leave little to no trace of information to their account.

That is why a frequent traveller or an avid online shopper may not need to worry about the aftermath of physical loss of cards or the security of their card information while dealing with unfamiliar vendors.

Easy Management and Tracking

Most virtual card providers offer intuitive apps that allow users to monitor transactions in real-time, set budgets, and receive instant notifications. In this way, a digital nomad who may be juggling multiple projects and needs to keep track of spending can easily manage expenses without feeling overwhelmed.

Cost-effectiveness and Convenience

It should not cost an arm and a leg to own a virtual card, which is similar to saying that you should not spend all your money on transaction charges. A small business owner who used to worry about exorbitant transaction fees every time he paid his international suppliers can pick up a virtual dollar card and be at rest. This is because virtual dollar cards often come with lower fees compared to traditional physical cards, hence making them a cost-effective option for international payments.

Flexibility and Accessibility

Another benefit of a virtual card is not having to deal with the "Oh, I left my bank card at home” moment again. You won't need to carry multiple physical cards either; yet you can subscribe to your favorite games and applications, purchase online courses, and perform other cross-border transactions all within the comfort of your smartphone. Isn't it amazing?

Takeaway

There is a growing adoption of virtual cards as an important part of purchase strategy. And this complements Juniper's forecast, which says that the total use of virtual cards will rise to 175 billion by 2028.

So, would you rather stick to the old or roll with the new?

Introducing**…**the Puplar virtual dollar card for all transactions.

Puplar generates a virtual dollar card instantly and allows you to fund accounts with cryptocurrencies. In addition, it permits transactions with a monthly limit of more than $10,000 USD, ensuring convenience and flexibility. The best part? You get to enjoy secure access to seamless global transactions, including online subscriptions and ad purchases, cross-border tuition, and more.

Here are some of the reviews from Puplar virtual dollar card users:

Conclusion

The beautiful thing about virtual dollar cards is that they are all unique; you can even use multiple cards for various transactions. In the case of a data breach, you can deactivate as a preventative measure. Some cards come with one-time usage or short expiration dates. However, advanced control and protection features like freezing or deactivation, spending limits, and notifications are determined by the card issuer, and this makes the Puplar virtual dollar card a better option.

So why not try it? Embrace the digital age and experience the benefits of a virtual dollar card for global transactions.

Click to get your virtual dollar card now!